In human development the stage of teenagers is considered as crucial. Their totality as a person is not yet whole. Many things around them are still confusing them. There are many things that they can't understand. However, in this stage, good characteristics and virtues may start. They can develop themselves according to what they believe in and preferences in life. Like for instance, being good in money management. Having or owning a credit card can teach them to spend their money or allowances wisely. Wise spending is exercise because they're thinking that they have liabilities to be paid on time! If they have such thing, they know their priorities. Moreover, they'll know what are their needs and wants. On the contrary owning one may sometimes cause them to rely too much from it which is not good. Thus, putting themselves in debt and making some stains with their names. Now, allow me to give you some tips. If you want to own one, look for reliable sources like http://www.requestcredit.com/Credit-Card-for-Student.phpChoose for the better option. Know the governing laws, the requirements in acquiring one and of course it's good to be aware of their fees, charges and bonuses as well. Lastly, it's important to know your limitations. Discipline yourself. If you're able to discipline yourself in simple things then you'll probably do the same in greater things.